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Got a question that involves number crunching? Use the calculators on this page to find the mathematical answer to the most commonly asked number-crunching questions, and see your inputs displayed next to the graph, chart, and/or table output in a side-by-side display.

The newsletter articles on this page provide valuable information on timely and interesting financial issues across a variety of subject areas, including retirement, investments, personal finance, annuities, insurance, taxes, college, and government benefits.

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Every stage of life has its own financial needs and concerns. The life events on this page can help you target the key financial strategies and issues that are likely to be most important to you in this stage of your life.

The seminar videos on this page are professional, multimedia mini-presentations that provide a broad overview of the most important financial planning topics. Use them as a springboard to learn more.
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Securities offered through J.W. Cole Financial, Inc. (JWC) Member FINRA/SIPC. 

Advisory services offered through J.W. Cole Advisors, Inc. (JWCA). 

Luminous Wealth Management, LLC and JWC/JWCA are unaffiliated entities. 

J.W. Cole Financial Representatives do not accept orders and /or instructions regarding your account by e-mail, voice mail, fax or any alternative method. 

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This communication is strictly intended for individuals residing in the state(s) of AZ, FL, KY, MI and OH. No offers may be made or accepted from any resident outside the specific states referenced.

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